diff --git a/fints/client.py b/fints/client.py
index aca9606..a8c9eff 100644
--- a/fints/client.py
+++ b/fints/client.py
@@ -540,7 +540,7 @@ def get_transactions(self, account: SEPAAccount, start_date: datetime.date = Non
                 ),
                 lambda responses: mt940_to_array(''.join(
                     [seg.statement_booked.decode('iso-8859-1') for seg in responses] +
-                    ([seg.statement_pending.decode('iso-8859-1') for seg in responses] if include_pending else [])
+                    ([seg.statement_pending.decode('iso-8859-1') for seg in responses] if include_pending and seg.statement_pending else [])
             )),
                 'HIKAZ',
                 # Note 1: Some banks send the HIKAZ data in arbitrary splits.